Events
Opportunities in our daily lives are always associated with risk. Technical innovations can mitigate risk, but never eliminate it: accidents, natural disasters, pandemics, or cyber events may be unlikely to occur, but when they do, they may lead to severe damage. Insurance solutions enable us to cope with residual downside risk.
The House of Insurance investigates both upside and downside risk, and develops strategies to improve their balance.
Current challenges include the connection between insurance companies and financial markets, new dimensions in data availability (data science), the digitization of the insurance business model (InsurTech), novel risk classes (autonomous vehicles and future traffic systems, cyber risk), and the systematic optimization of regulatory requirements.